Sources verified · May 18, 2026

What's this offer actually worth?

Start with the paychecks for a precise take-home comparison. Then add the rest of the offer — match, benefits, bonus, PTO, commute, relocation — for a total-value estimate, so the gross-pay headline doesn't decide for you.

Your current job

As it appears on the pay stub, before any taxes or deductions.

401(k), HSA, health premiums (per paycheck).

Roth 401(k), garnishments, after-tax benefits.

If you've asked your employer to take out extra tax each paycheck. Most people leave this blank.

The offer you're considering

As it appears on the pay stub, before any taxes or deductions.

401(k), HSA, health premiums (per paycheck).

Roth 401(k), garnishments, after-tax benefits.

If you've asked your employer to take out extra tax each paycheck. Most people leave this blank.

Add the rest of the offer — optional

Take-home above is the precise number. Fill in any of these and the result adds a separate total offer value estimate — employer match, benefits, bonus, PTO, and commute, minus one-time relocation. Leave anything blank to skip it.

Your current job

What the employer adds to your 401(k)/403(b) annually.

Value the employer covers — e.g. their premium share. Don't re-enter premiums already in pre-tax deductions above.

Target or typical annual bonus, before tax.

Rough annualized grant value — a placeholder estimate, not a valuation.

Valued at your daily gross pay.

Gas, transit, tolls, parking — after tax.

The offer

What the employer adds to your 401(k)/403(b) annually.

Value the employer covers — e.g. their premium share. Don't re-enter premiums already in pre-tax deductions above.

Target or typical annual bonus, before tax.

Rough annualized grant value — a placeholder estimate, not a valuation.

Valued at your daily gross pay.

Gas, transit, tolls, parking — after tax.

Moving, deposits, travel. Counted against year one only.

No ads or lead-gen

New here? See it work with example numbers:

What this tool does and doesn’t do

  • Does: run federal, FICA, and state-withholding math on both paychecks using the published 2026 tables, then surfaces the take-home difference by line item. If you add the offer extras, it layers on a total-value estimate — employer match, employer-paid benefits, bonus and equity (netted at your effective rate), PTO valued at daily gross, and commute, minus one-time relocation.
  • Doesn’t yet: precise equity valuation (vesting, forfeiture, and share-price changes aren't modeled — the equity figure is a rough placeholder), cost-of-living differences between metros, or local city / county income taxes.
  • This is a planning estimate. It is not an offer evaluation, not tax advice, and not a job-decision tool. Take-home is the precise figure; the total-value number is an estimate based on the fields you enter — weigh the rest separately.